UPS insurance will cover your perishable products if your shipment isn't salvageable once delivered.

$200 is included in our flat rate shipping. If your order is above $200, please purchase a quantity per $100 over. 
For example: If your order comes to $260, purchase a quantity of 1 on this product to cover that additional $60. If your order comes to $500, you would purchase a quantity of 3.